Gain from an independent perspective.
Scott Horner has been providing personalized financial consulting services with more than 30 years of dedicated personalized service to our clients. Our independence allows us to offer you an balanced objective approach to serving your investment needs.
Whether you are just starting to save for your future, or are a seasoned investor, Scott Horner has the financial management experience to direct you towards reaching your objectives. Scott also offers financial and investment services through Cetera Advisors LLC to business owners and their employees. Our commitment is to always provide balanced advice, impeccable service, and diversified financial resources to serve your individual needs … that’s one benefit of an independent perspective.

Would you like to be able to pick all three? Call or email me and lets see what we can do together.
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Find out how large your emergency fund should be based on your monthly expenses.
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See how switching to bi-weekly mortgage payments could reduce interest and shorten your loan.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
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Explore how compound interest can grow your money over time with this interactive tool.
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Work backwards from your savings goal to find the rate of return you'd need to get there.
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Calculate the dividend yield of a holding and see what that means for income over time.
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When should you take your Social Security benefit?
Investments
You’ve made investments your whole life. Work with us to help make the most of them.
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Estate conservation is too important to put off. Do you have a smart exit strategy?
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Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
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Here are the top 5 things your team may want to hear.
Timing Your Retirement
This short video illustrates the importance of understanding sequence of returns risk.